NNN Property Financing | Net Lease Loan Options | The ESS Group

Financing Solutions for
NNN Investment Properties

The ESS Group facilitates competitive financing for NNN acquisitions — whether you're closing a new purchase or optimizing an existing portfolio.

Standard NNN Loan Program

Flexible terms designed for accredited investors acquiring single-tenant NNN properties nationwide.

60% – 85%
LTV Range
5.85% – 6.25%
Interest Rates
Up to 30 Years
Amortization
None
Prepay Penalty
Available
Interest Only

Program Highlights

  • Loan-to-value up to 85% on qualifying properties
  • Rates from 5.85% to 6.25% depending on property and borrower profile
  • Amortization schedules up to 30 years for maximum cash flow
  • No prepayment penalty — sell or refinance on your timeline
  • Interest Only options available to maximize early-year returns
  • Suitable for purchases, 1031 exchange acquisitions, and refinances
Exclusive Program

MD License Holder Program

A specialized financing program exclusively for licensed physicians investing in NNN properties — with significantly enhanced terms.

Exclusive MD Loan Terms

  • LTV Up to 75%Higher leverage than standard programs for qualifying physicians
  • 25-Year AmortizationStructured for long-term wealth building
  • No Origination FeeZero upfront lender fees — keep more capital working for you
  • Rates as low as 4.75%Among the lowest available for NNN investment financing

Who Qualifies?

Any investor holding an active MD (Doctor of Medicine) license in the United States. This program recognizes physicians as high-income, low-risk borrowers and rewards them with institutional-grade terms typically reserved for large commercial borrowers.

Why It Matters

A rate of 4.75% versus the standard 5.85–6.25% on a $3M NNN acquisition can save $33,000–$45,000 per year in debt service — meaningfully improving net cash flow and overall returns on a triple-net investment.

Calculate Your Passive Income

Model your potential cash flow — all-cash or with financing — from a triple-net investment.

Calculate Your Passive Income

See how much mailbox money you could generate with zero management responsibilities.

$
$500K$10M+
5.50%
4.0%8.0%

100% Truly Passive. NNN income means no management, no calls, and no surprise maintenance bills.

All-Cash Returns

Annual Net Income

$110,000

Monthly Cash Flow

$9,167

vs. Other Investments
S&P 500 (~7%)High volatility & active risk
$140,000/yr
Treasury Bonds (~4.2%)Lower yield & inflation risk
$84,000/yr

Let's Structure Your NNN Financing

The ESS Group works alongside lenders to facilitate the right financing structure for your NNN acquisition — so you close with confidence. Contact us to discuss your financing needs and get a custom quote for your NNN acquisition.

Contact Us to Discuss Your NNN Financing